Project Buy Property

I think I was a little bit scared to come back to Edmonton last weekend. I knew that I had to have a big talk with my parents about exactly how much financial help they were willing and able to give me to get Project Buy Property up and running and I wasn't entirely sure how that would go. I knew that they were more than willing, I just wasn't entirely sure what that meant in real numbers and I felt guilty (feel guilty) that I was even asking this of them. (They offered, I asked, it all boils down to the same thing really) I tried to do a lot of budgeting and planning before I got here so that I could give them options and proof of what I was going to do to make things work but I just wasn't entirely sure how the conversation was going to go.

Thankfully better than expected. And then we met with 1 bank on Tuesday and I am officially pre-approved for a mortgage. Which was all kinds of scary and not scary at the same time. Because now I have to think about a fixed or floating mortgage and maybe talk to at least one other bank to see what kind of rate they will give me and ... really it is so many numbers my head is still spinning. But the lady at the bank said she thought that I was going about things very logically. Which made me wonder for a moment if she was entirely crazy because most of the time I feel like I have no idea what I am doing and like things are happening at warp speed and without my actually having time to think things through. (Which is maybe a good thing). Take the bank for example - I popped in on my lunch break to make an appointment for Thursday and they were all, well Thursday won't work but how does now sound? Can you pop in now? (OMG).

But there is a plan in place and it involves a 1 bedroom or a 1 bedroom +den and no roommate and a mortgage payment that is going to make my financial life more dreary than my sex life (is that even possible?) but I will have a home and it will be my own. And when I am not completely terrified I am actually rather excited.

Next stop: a meeting with my boss tomorrow to discuss the overtime hours I am going to start working.