I conditionally own property!! And once I officially own property I will provide a few more details of said property. Pictures to follow if I a)buy a camera before I move in or b) (more likely) borrow my parents camera.
It is exciting and nervewracking and stressful and a whole lot of emotions all at once. Mostly good. But there is so much to do before the end of Friday that I am not sure how it is all going to come together in time. I have to call my investor to release my personal RRSP money and fill out a form to send away for my work RRSP money and talk to the bank to find out if the drop in interest rates changes anything or if my dad has to make a decision about loaning me a little bit more money or co-signing. I have to arrange for my inspection - which seems silly for a 600 sq ft condo built in 2006 but I know a guy and it is free so why the heck not. I have to meet with the people who are going to review my condo documents to make sure there is nothing funky up front that I need to know about. Plus working, working overtime, and um maybe some more overtime so that when I start hemmoraging money like there is no tomorrow there will actually be said money in my bank account.
The thought of everything I have to spend money on now is keeping me awake at night. So I am going to make a bit of a list right now in the hopes that once it is officially written somewhere my brain will turn off and let me sleep. (ha ha ha) There are lawyers fees and the cost of the condo review and possibly a repayment of taxes if the guy who currently lives there paid in advance. I need to paint so there will be the cost of paint etc. I need living room furniture (which I think I am buying 2nd hand and have mostly under control). A toaster and a kettle. And silverware. A vaccuum. And possibly a million other odds and ends, so I am really wishing I remembered exactly what is in the boxes I have packed up at my parents. Some of it is not going to be urgent purchases but there is enough that needs to be bought in the fairly immediate future that I am feeling slightly panicked and also unreasonably wanting to spend money on frivolous things. (Shopping calms my nerves. I am trying to find something free to calm my nerves and in the meantime beating down the urge to spend money unnecessarily.)
I think once the hectic and the money spending is over (I know the money spending will never actually end but the initial outpouring will slow to a trickle) I will be really excited. I'm in a great area of town, I really like the place I bought and I am SO excited to live on my own as previously mentioned. A little (or a lot) of financial frugality never killed anyone. Did it?
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